Horizon Best Business Checking

Perfect for small businesses with limited activity. Included are 100 items per month. Items include checks you write, deposits and items in each deposit. Excess items over 100 per month are assessed a fee of $0.35 each.  Cash deposits of $5,000 per month are included.  Learn more.

Horizon Small Business Checking

Perfect for business accounts with limited activity.  Maintain a $500 minimum balance to avoid a monthly service charge of $10.  Included are 250 items per month.  Items include checks you write, deposits and items in each deposit.  Excess items over 250 per month are assessed a fee of $0.35 each.  Cash deposits of $20,000 per month and cash supplied of $10,000 per month are included.  Learn More.

Horizon Commercial Checking

Offered for businesses with higher volumes.  Account balances earn a commercial analysis earnings credit that is used to offset per item fees:

Paid checks, debits, & ACH               $0.25
Deposits   $0.15
Deposited items drawn on NHB$0.10
Deposited items not drawn on NHB    $0.15
Per $1000 cash deposited$0.35
Per cash strap supplied$0.15
Per roll of coin supplied$0.15

 

Horizon Non-Profit Checking

Offered for organizations, associations, clubs and fundraisers with limited account activity.  No monthly balance requirement.  Balances over $1,000 earn interest.

Online Banking

All business and non-profit accounts are eligible for free Online Banking.  Businesses wishing to utilize cash managment services online should contact the bank to get more information.

Business Savings

Earn interest on your excess balances and add optional overdraft protection capability for extra peace of mind.  Maintain a minimum balance of $100 to avoid a monthly service charge of $6.  This account includes two free withdrawals per month with an excess withdrawal fee of $1 per withdrawal over two.

Business Money Market

A better option for excess balances.  Earn a higher interest rate than on a savings account, plus enjoy more flexibility with limited check writing ability.  Link your account to your checking account for overdraft protection for extra peace of mind.  Maintain a minimum balance of $2,500 to avoid a monthly service charge of $8.  Excess withdrawals and/or checks will incur an excess withdrawal fee of $6 per withdrawal/check over six.

Unlawful Internet Gambling Enforcement Act of 2006

Transactions restricted by the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) are prohibited from being processed through any commercial account.  This prohibition became effective on December 1, 2009.  Additional information can be obtained at 804-302-4858

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