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INDIVIDUAL RETIREMENT ACCOUNT RATES

Effective Date: January 10th, 2023

Rates Subject to Change Daily

 
A table with information about the rates on IRA products
Minimum Opening DepositMinimum Balance to Obtain APYInterest RateAPY
6-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

3.250%

APY

3.290%

12-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

1.000%

APY

1.000%

15-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.750%

APY

2.780%

24-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

1.250%

APY

1.270%

35-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.750%

APY

2.780%

36-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

1.500%

APY

1.510%

55-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.750%

APY

2.780%

60-Month CD (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

2.000%

APY

2.020%

Money Market (IRA)
Minimum Opening Deposit

$500.00

Minimum Balance to Obtain APY

$500.00

Interest Rate

1.000%

APY

1.000%

 

(1) APY Listed above is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.

 

(2) The early withdrawal penalty for the 90-day, 6-month and 12-month CDs is 90 days interest. The early withdrawal penalty for the 15-, 24-, 35-, 36-, 55- and 60-month CDs is 6 months interest.

 
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